01243 553546
Forum House Business Centre
Stirling Rd
Chichester
PO19 7DN
Please note that no investment decisions should be taken based upon the content of this site. Always take full individual advice first. Regulations governing tax rates and investments may change in the future. No responsibility is accepted for the accuracy or content of external websites. The information contained in this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK. The value of investments and income can rise and fall in value. National Savings and Investments are not regulated by the Financial Services Authority. Paul Davis is an Appointed Representative of Financial Ltd, which is authorised and regulated by the Financial Services Authority. FSA Number 520951. Copyright Paul Davis 2011
ANNUITIES SERVICE
Ensuring you select the most appropriate annuity is a serious decision that requires advice to ensure your requirements are met, as well as making sure that you recieve the best rate the market has to offer.
Current Fee 1.5% of the pension value used to purchase the annuity (reduced to 1% for values over £30,000)
Cash and Gilts Service
Ideal for cautious investors. Covers National Savings, Cash ISAs and deposits, and Gilts ISA investments (where suitable). Fixed annual fee of £300 per client regardless of amount invested
PORTFOLIO MANAGEMENT SERVICE
Offering ongoing, individual investment advice, year after year, keeping your investments on track and in line with your objectives. Suitable for all investors with Investment ISAs, Personal Pensions and other wrappers. Current Charge 1% of the value of the investments, with reductions for higher value accounts. Discounted fund charges on new accounts.
Legacy Investments
Many clients hold pre-existing investments and in many cases these have not been reviewed by an Advisor for many years. Paul Davis will review these accounts and ensure they are still suitable, and advise on any guarantees or benefits that should be held on to.
Charged at the relevant tariff depending on the ongoing service required.
How can I help you?
Paul Davis offers a clear choice of services designed to meet the needs of clients. Introductory meetings for new clients are held at my expense without charge or obligation. If you decide to instruct Paul Davis to advise you, the service and charges are agreed in advance and only payable once the work has been completed.
Beware, many Financial Advisers continue to pretend that financial advice is free - and then pocket commissions worth up to 7% of the sum invested!
However, Paul Davis offers a clear choice of services outlined below, with a clear and transparent charging structure. Clients have the option of meeting their charges directly or via their investment and pension accounts where possible. There are no surprises and no hidden commissions. Where a fund or product pays out commission by default, (which will end in January 2013) this is used to reduce the charge paid by the client. There are no upfront charges.
